American Digital Assets

Digital Asset Risk Disclosure

Last updated September 2026

Digital assets are not legal tender, are not backed by any government, and are not deposits or insured obligations. You may lose the entire value of your digital assets. Read these risks carefully before transacting.

Volatility

Digital asset prices can move sharply within short periods. Past performance says nothing about future results, and there is no guarantee any asset will retain value.

Irreversibility

Blockchain transactions cannot be reversed, cancelled or recalled once broadcast. Sending assets to an incorrect address or over the wrong network will usually result in permanent loss.

Custody risk

Assets held with us are subject to operational, technological and security risk. While the majority of assets are held in multi-signature cold storage, no custody arrangement eliminates risk entirely.

Network risk

Blockchain networks may experience congestion, forks, protocol changes, validator failures or attacks. These events can delay transactions, raise fees or affect the value and availability of an asset.

Liquidity risk

Market conditions may make it difficult to transfer or convert an asset at a desired time or price.

Regulatory and tax risk

Laws governing digital assets continue to evolve at the state and federal level and may materially affect access, value or transferability. You are responsible for your own tax reporting. Nothing on this platform is investment, legal or tax advice.

Cybersecurity risk

Phishing, credential theft, SIM swaps and malware are common. Protect your credentials, enable multi-factor authentication, and treat unexpected requests for funds or codes as fraudulent.